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IHC Group Secure Lite Short Term Medical (50/1000) Short Term Plan in Florida

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  • Gender: Male
  • Age: 32
  • Location: Orlando, FL
  • From $43 Monthly

Detailed information on the IHC Group Secure Lite Short Term Medical (50/1000) Plan Florida

Cost & Coverage

  • Plan Type: Indemnity
  • Office Visit for Primary Doctor $50 copay (Visits limited by plan duration see Plan Brochure for details.)
  • Office Visit for Specialist $50 copay (Visits limited by plan duration see Plan Brochure for details.)
  • Coinsurance 50% after deductible
  • Annual Deductible Individual: $5,000.00
    Family: $5,000.00
  • Separate Prescription Drugs Deductible None
  • Prescription Drugs Generic: Covered after plan deductible when prescribed on an inpatient basis for a covered Injury or Sickness. Outpatient not covered; discount only
    Brand Name: Covered after plan deductible when prescribed on an inpatient basis for a covered Injury or Sickness. Outpatient not covered; discount only
    Non-formulary: Covered after plan deductible when prescribed on an inpatient basis for a covered Injury or Sickness. Outpatient not covered; discount only
  • Annual Out-of-Pocket Limit Individual: $5,000.00
    Family: $5,000.00
  • Does Out-of-Pocket Limit include deductible? No
  • Lifetime Maximum $750,000.00
  • Out-of-Network Coverage Yes
  • Out of Country Coverage No

Physicians

  • Primary Care Physician (PCP) Required No
  • Specialist Referrals Required No

Preventive Care Coverage

  • Periodic Health Exam No
  • Periodic OB-GYN Exam Yes
  • OB-GYN Exam Conditions Covered, see the Plan Brochure for details.
  • Well Baby Care No

Prescription Drug Coverage

  • Generic Prescription Drugs Covered after plan deductible when prescribed on an inpatient basis for a covered Injury or Sickness. Outpatient not covered; discount only
  • Brand Prescription Drugs Covered after plan deductible when prescribed on an inpatient basis for a covered Injury or Sickness. Outpatient not covered; discount only
  • Non-Formulary Prescription Drugs Coverage Covered after plan deductible when prescribed on an inpatient basis for a covered Injury or Sickness. Outpatient not covered; discount only
  • Separate Prescription Drugs Deductible None

Hospital Services Coverage

  • Emergency Room 20% after deductible, up to $500 per day; includes the emergency room physician charge, 24 hour surveillance and all miscellaneous charges.
  • Outpatient Lab/X-Ray 20% after deductible, see the Plan Brochure for limitations.
  • Outpatient Surgery: 20% after deductible, up to $1,000 per day; includes cost of operating room and all miscellaneous charges.
  • Hospitalization 20% after deductible, up to $1,000 per day; includes daily room and board and all miscellaneous charges.

Maternity Coverage

  • Pre & Postnatal Office Visit Not Covered
  • Labor & Delivery Hospital Stay Not Covered

Additional Coverage

  • Chiropractic CoverageNot Covered
  • Mental Health Coverage Not Covered

Health Network Group
1199 S. Federal Highway, STE 403,
Boca Raton, FL 33432
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